:root{--color-primary:#154277;--color-primary-dark:#0d2c50;--color-accent:#1f5fb8;--color-accent-dark:#154277;--color-text:#1a1a1a;--color-bg:#fff;--color-bg-alt:#f2f6fb;--color-border:#dbe6f2;--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--max-width:1180px;--radius:10px;--shadow:0 4px 20px #1542771a}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--color-text);background:var(--color-bg);-webkit-font-smoothing:antialiased;margin:0;line-height:1.6}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{margin:0;padding:0;list-style:none}h1,h2,h3,h4{margin:0 0 .5em;font-weight:700;line-height:1.2}p{margin:0 0 1em}.wrap{max-width:var(--max-width);margin:0 auto;padding:0 1.25rem}.btn{cursor:pointer;border:2px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:.5rem;padding:.85rem 1.6rem;font-size:1rem;font-weight:700;transition:transform .15s,box-shadow .15s,background .15s;display:inline-flex}.btn-primary{background:var(--color-accent);color:#fff}.btn-primary:hover{background:var(--color-accent-dark);transform:translateY(-1px)}.btn-outline{color:inherit;background:0 0;border-color:currentColor}.btn-outline:hover{background:#ffffff24}.btn-outline-dark{border-color:var(--color-primary);color:var(--color-primary);background:0 0}.btn-outline-dark:hover{background:var(--color-primary);color:#fff}.section{padding:3.5rem 0}.section-alt{background:var(--color-bg-alt)}.section-dark{background:var(--color-primary);color:#fff}.section-dark a:not(.btn){color:#fff}.eyebrow{color:var(--color-accent-dark);letter-spacing:.06em;text-transform:uppercase;margin-bottom:.6rem;font-size:.85rem;font-weight:700;display:inline-block}h1{font-size:clamp(1.9rem,4vw,2.9rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem)}h3{font-size:1.25rem}.grid{gap:1.5rem;display:grid}.grid-2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.grid-4{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.card{border:1px solid var(--color-border);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;flex-direction:column;display:flex;overflow:hidden}.card img{aspect-ratio:4/3;object-fit:cover;width:100%}.card-body{flex-direction:column;flex:1;gap:.5rem;padding:1.25rem;display:flex}.card-body p{color:#4a4a4a;flex:1;font-size:.95rem}.card-link{color:var(--color-primary);font-weight:700}.badge{color:var(--color-primary);background:#2f7de11a;border-radius:999px;align-items:center;gap:.4rem;padding:.4rem .85rem;font-size:.85rem;font-weight:600;display:inline-flex}.trust-bar{flex-wrap:wrap;justify-content:center;gap:.75rem 1.5rem;display:flex}.text-center{text-align:center}.mt-0{margin-top:0}.muted{color:#5a5a5a}.hero{color:#fff;position:relative;overflow:hidden}.hero-bg{z-index:0;position:absolute;inset:0}.hero-bg img{object-fit:cover;width:100%;height:100%}.hero-bg:after{content:"";background:linear-gradient(120deg,#0d2c50eb 0%,#154277d9 55%,#15427794 100%);position:absolute;inset:0}.hero-inner{z-index:1;padding:3.5rem 0 4rem;position:relative}.hero-cta{flex-wrap:wrap;gap:.9rem;margin-top:1.5rem;display:flex}.breadcrumbs{color:#6a6a6a;padding:.9rem 0;font-size:.85rem}.breadcrumbs a{color:var(--color-primary);text-decoration:underline}.breadcrumbs span[aria-hidden]{margin:0 .4rem}.faq details{border-bottom:1px solid var(--color-border);padding:1rem 0}.faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;font-weight:700;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--color-accent-dark);flex-shrink:0;font-size:1.4rem}.faq details[open] summary:after{content:"−"}.faq p{color:#4a4a4a;margin-top:.75rem}.icon-check:before{content:"✓";color:var(--color-accent-dark);margin-right:.5rem;font-weight:900}.check-list{grid-template-columns:1fr;gap:.7rem 2rem;max-width:100%;display:grid}.process-list{counter-reset:process;grid-template-columns:1fr;gap:1.25rem;max-width:100%;padding-left:0;list-style:none;display:grid}.process-list>li{counter-increment:process;background:var(--color-bg-alt);border-radius:var(--radius);padding:1.25rem 1.25rem 1.25rem 3.25rem;position:relative}.section-alt .process-list>li{background:#fff}.process-list>li:before{content:counter(process);background:var(--color-accent);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:1.6rem;height:1.6rem;font-size:.9rem;font-weight:800;display:flex;position:absolute;top:1.2rem;left:1.1rem}.related-links{color:var(--color-primary);flex-wrap:wrap;gap:1.25rem;font-weight:700;display:flex}.content-media{grid-template-columns:1fr;align-items:center;gap:2.5rem;display:grid}.content-media-text p:last-child{margin-bottom:0}.content-media-media img{object-fit:cover;border-radius:var(--radius);width:100%;height:100%;box-shadow:var(--shadow);aspect-ratio:4/3}.content-media.reverse .content-media-media{order:-1}.two-col-text{grid-template-columns:1fr;gap:2.5rem;display:grid}.centered-block{text-align:center;max-width:760px;margin:0 auto}.centered-block p{margin-left:auto;margin-right:auto}.wordmark{color:var(--color-primary);flex-direction:column;font-weight:800;line-height:1.05;display:inline-flex}.wordmark .wm-main{letter-spacing:-.01em;font-size:1.4rem}.wordmark .wm-sub{letter-spacing:.14em;text-transform:uppercase;color:var(--color-accent-dark);font-size:.62rem;font-weight:700}@media (width>=700px){.check-list{grid-template-columns:1fr 1fr}.process-list{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}}@media (width>=860px){.content-media{grid-template-columns:1.1fr .9fr}.two-col-text{grid-template-columns:1fr 1fr}}@media (width<=720px){.section{padding:2.5rem 0}}